Montreal is a city in the eastern Canadian province of Quebec and is the second-most populous city in Canada. Founded in 1642 as Ville-Marie, or “City of Mary”, it is named after Mount Royal, the triple-peaked hill in the heart of the city. The city is centered on the Island of Montreal, which obtained its name from the same origin as the city, and a few much smaller peripheral islands, the largest of which is Île Bizard. French is Montreal’s official language. The city is situated 196 km (122 mi) east of the national capital Ottawa, and 258 km (160 mi) southwest of the provincial capital, Quebec City.

Let’s breakdown the cost of living in Montreal in 2021
(These numbers represent an estimate of what it costs to live in Monreal based on external sources as well as our writers’ personal experiences. It’s entirely possible for people to live in the city for much less, while others may need much more to fund the sort of lifestyle they prefer.)

Summary: Your cost of living in Montreal can vary from anywhere between $2350 to $3150 monthly depending upon a lot of factors.

The sales tax in Montreal is 14.975% compared to the 5% in Calgary and that is one factor that makes day-to-day expenses in Montreal higher than in Calgary. The numbers above are presented taking into consideration a family of 2 people. Take a look at our breakdown of these numbers: 

Groceries: $350 to $450
Monthly groceries can vary between $250 to $400 depending upon the lifestyle of a family. Groceries stores like Walmart, Provigio, Metro turn out to be cheaper than specialty grocery stores or individual stores. Montreal also has a couple of farmers’ markets that offer a wide variety of fresh produce and meats.

Dining & Entertainment: $200 to $300
Eating outside in Montreal can become expensive quickly, a meal at a fast-food restaurant can cost around $20 for 2 people while a three-course meal at an expensive restaurant can cost around $95 easily because of the higher sales tax.
Movie tickets or show tickets can easily cost about $15-30 per person. Don’t forget your monthly subscriptions like Netflix, Amazon Prime, or Spotify.

Transportation: $150 to $200
A one-way fare for Montreal’s Public Transit (STM) is about $3.5 while a monthly adult pass is only $90.5. You would want to use Uber/Lyft every once in a while and a 5 km ride will cost you around $12 to $15. The Montreal Public Transit has 4 lines of metro and covers most of the city. You can easily get from point A to point B if you are in Downtown core. It is worth noting that Montreal’s metro is quite fast and the cars used for the metro are quite new. Also, the passes offered by STM are quite flexible starting with daily and going up to the 4-month passes. A daily pass is for $10 and a 4-month pass is for $212. Montreal is considered to be very bike-friendly and if you are someone who loves biking then you will have no shortage of bike rental stations.

Utilities: $250 to $350
Utilities generally include your phone bill, internet (wifi), tenant insurance, hydro (electricity), and sometimes water usage. Smaller providers like Public Mobile or Fido have decent plans starting from $30/m. (Pro Tip: Adding a line to an existing line is always suggested as you get a little discount on the second line). A standard WiFi 400 Mbps plan should cost you around $60/m. (Pro Tip: The cost of wifi plans shown on Rogers’, Videotron’s and Bell’s website will always be the highest, research on the internet forums, Facebook Groups, etc, or talk to building concierge or friends about WiFi plans before buying one.) Other utilities add up to $150 or more. 

Rent: $1400 to $1850
The rental prices in Montreal have gone down by at least 5% due to COVID-19 but they have begun to go back to their expensive normal. A standard 1 Bedroom Condo in Downtown Montreal should cost you about $1400 with a recent pricing drop but a 2 Bedroom can go above $1850 easily. A 2 Bed 2 Bath will cost you a lot more, hence if you really don’t need the extra bathroom then we suggest sticking to 2 Bed 1 Bath and saving some money there. (Pro Tip: Try to find listings that include parking and locker as you can rent out your parking if you don’t need it. Also, if possible get Hydro, Water & Heating included in the monthly rental to avoid extra monthly expenses.)



Lower End Estimate 

Higher End Estimate 




Dining & Entertainment















The above totals are just intended to provide you an estimate of the living costs in Montreal in 2021. To know more about life in Canada, keep an eye out for our latest blog series ‘Get to know Canada’ which is intended to help people understand and know more about life in Canada. 

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